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Travel With Confidence

Protect Your Investment with Travel Insurance

Your vacation is a significant investment in your happiness, well-being, and relationships. While we all want every trip to go perfectly, travel insurance is there to protect your investment if anything goes wrong. It provides peace of mind, so you can focus on enjoying your travels.

Why is Travel Insurance Essential?

Many travel providers no longer offer refunds, and your existing insurance may not be enough to cover you.

A couple at a luxury villa
Protect Your Investment

Your vacation is a significant financial investment. Between non-refundable flights, cruise deposits, and pre-paid tours, you could lose thousands if forced to cancel due to unexpected events like an illness or family emergency. Travel insurance protects your investment, acting as a safety net so you can rebook your trip without starting from scratch financially.

Hurricane
Cover Unexpected Mishaps

Travel insurance can provide reimbursement and assistance for many common issues, including:

  • You, a travel companion, or a loved one gets sick and you cannot travel.
  • Airlines cancel flights or lose your baggage.
  • You get sick or injured while traveling.
Man with broken arm
Fill the Gaps in Your Existing Coverage
  • Health Insurance: Most health plans offer limited or no coverage outside the U.S. and are almost certainly "out-of-network," leading to high out-of-pocket costs.
  • Credit Card Benefits: While some premium credit cards offer travel protection, the coverage limits are often low and may not cover everything you need.

"But I Won't Cancel My Trip!"
Travel insurance is not in case you choose to cancel your trip (though we have coverage for that too). It's for when something bad cancels your trip for you. From airport strikes to hurricane-destroyed resorts, you or your family getting sick or your car breaking down on the way to the airport - don't lose your non-refundable investment!

Our Recommended Provider: WorldTrips

We are proud to partner with WorldTrips to offer comprehensive and flexible travel insurance plans. Their policies provide robust benefits designed to cover a wide range of situations (the most of any provider we've evaluated), ensuring you are protected before and during your trip. Plus their plans are straightforwardly priced, and don't have all the confusing packages and bundles of other providers.

Sadly, some of our clients have needed to file claims due to health-related cancellations or lost luggage. Every time it's happened, WorldTrips has been helpful and you always have our full support in working with them to get your money back.

Trip Benefits

  • Trip Cancellation: Reimburses your non-refundable costs if you have to cancel for over 38 different reasons, such as sickness, airline service shutdowns, or your destination becoming uninhabitable.
  • Trip Interruption: Reimburses unused, non-refundable costs if you have to end your trip early.
  • Trip Delay: Covers extra meals, hotels, or taxis if your flight is delayed for 5 hours or more.
  • Baggage Issues: Reimburses you for lost, stolen, or damaged baggage. If your bags are delayed, you can get reimbursed for buying essentials.
  • See your quote for all available coverages

Medical Benefits

  • Emergency Accident & Sickness Medical Expense: Provides supplemental coverage for doctor visits, hospital stays, or dental emergencies during your trip.
  • Medical Evacuation: Covers the high cost of transporting you back to the U.S. for proper medical treatment.
  • Accidental Death & Dismemberment: Provides funds in case you have an injury while traveling that leads to the loss of life or some other major impairment.
  • Pre-Existing Conditions: Do not disqualify your coverage if you buy the insurance within 21 days of your first trip payment.

Optional Add-Ons

  • Cancel For Any Reason: Get a partial refund if you cancel your trip for any reason not covered by the standard policy.
  • Pet Coverage: Adds your beloved furbabies as family members, so if something happens to them you can make a claim.
  • Upgrade to Primary Coverage: Make your travel medical benefits the primary coverage to simplify and speed up claims.
  • Destination Weddings: If the wedding is called off, that becomes a covered reason and you can get a refund.
  • And a lot more add-ons to cover unique situations or concers!

Get Your Quotes

Ready to protect your trip? You can give us a call at (720) 828-7665 or schedule a time to chat. If you're more of a do-it-yourself sort, you can click the link below to get your own quotes. Either way, we'll be able to support you throughout the process.

How to Fill Out the Quote Form

While the form is straightforward, it helps to have the following information ready to get the most accurate quote:

  • Total Trip Cost: The total non-refundable cost of your trip for all travelers.
  • Primary Destination: Where you'll be spending the most time. We can add additional destinations later.
  • Trip Dates: Your departure and return dates. Your medical coverage is active on within these dates (inclusive).
  • Traveler Information: The Ages of everyone traveling. The quote will be the total for everyone.
  • Initial Trip Deposit Date: The date you made your first payment toward the trip. If you haven't made a payment yet, use today's date.

You'll three quotes: Premier, Preferred, and Economy. Most customers find the "Preferred" option is sufficient coverage. We usually don't recommend Economy because the coverages are too low, in our opinion. If you have any questions feel free to contact us!

Coverages vary by plan selected, state you live in, amount insured, and age. Outward Travel is not a licensed insurance agent, and we are legally restricted from answering certain questions (such as coverage comparison or specific cases). We are authorized to sell Travel Insurance by World Trips, underwritten by Tokio Marine HCC’s U.S. Specialty Insurance Company (USSIC). USSIC is a Texas-domiciled insurance company operating on an admitted basis throughout the United States. Coverage is available to U.S. residents of the U.S. states and District of Columbia only. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. Coverage may not be available in all states.

This document is not an insurance policy, and does not guarantee coverage nor describe all requirements, restrictions, conditions, or benefits of coverage. When you contact Outward Travel, we will provide a complete and official document describing the travel insurance policy offered by World Trips.